What Is It?
Understanding Commercial Auto Insurance
Commercial Auto insurance covers vehicles used for business purposes — including company trucks, vans, cars, and fleets. Personal auto policies exclude business use, which can leave you completely unprotected in case of an accident while working.
Who Needs It?
Is This Right for My Business?
Any business that uses vehicles for operations — contractors, delivery services, sales teams, company fleets, or anyone transporting tools, goods, or equipment for work.
Coverage Details
What Does Commercial Auto Insurance Cover?
Pays for injuries and property damage you cause to others while driving for business.
Covers damage to your business vehicle from collisions.
Covers theft, vandalism, weather, and non-collision damage.
Protection if hit by a driver with little or no insurance.
Covers rented vehicles and employees using personal cars for business.
Covers medical expenses for drivers and passengers.