Water Damage: What’s Covered and What’s Not?

Some sudden and accidental water damage may be covered, but flood, seepage, repeated leaks, and maintenance-related issues are often excluded.

Understanding Wind and Hail Deductibles

Wind and hail deductibles may be separate from standard deductibles and may be a percentage of the insured property value.

Why Insurance Companies Care About Roof Age

Roof age and condition can affect insurance pricing, eligibility, deductibles, inspections, and claim outcomes.